Ahmedabad Man Loses ₹1.34 Lakh After Sharing OTP With Caller Promising Credit Card Limit Hike
Summarized by AI; it may make mistakes. Check important info
Summarized by AI; it may make mistakes. Check important info
A 25-year-old product designer from Ahmedabad allegedly lost ₹1.34 lakh after sharing an OTP with a caller posing as a Bank of Baroda credit card representative, who promised to increase his credit limit.
The complainant, Pawan Chavda, a resident of Vastrapur, told police that he received a call from an unknown number around 1.30 pm on October 13 while he was at work. The caller introduced himself as a representative of the bank's UniCard service and offered to raise Chavda's existing credit limit from ₹1.45 lakh to ₹2.35 lakh.
OTP Shared for Credit Card Limit Enhancement
According to the complaint filed with Vastrapur police on October 29, Chavda received an OTP on his mobile phone at 1.41 pm for registration on the BOBCARD application.
The caller allegedly asked him to share the OTP, claiming it was required to complete the credit limit enhancement process. Believing the caller, Chavda shared the code.
The caller then assured him that the credit limit would be increased shortly and disconnected the call.
However, within minutes, at around 1.49 pm, Chavda received three messages alerting him to transactions made using his credit card.
Three Transactions Drain ₹1.34 Lakh
The three transactions amounted to ₹37,018, ₹48,775 and ₹48,871, taking the total loss to ₹1,34,664.
According to the complaint, all three transactions were recorded in the name of NoBroker Technologies Solutions Private Limited. The payments nearly exhausted Chavda's existing credit card limit.
Realising that he had been cheated, Chavda immediately informed his colleague and friend, Divyaraj Singh Gohil, and contacted the bank's credit card helpline to block the card and request a halt to the transactions.
He also reported the fraud to the national cybercrime helpline 1930 and received an acknowledgement number.
Vastrapur Police Register Case
Chavda subsequently approached Vastrapur police and lodged a complaint against the unidentified caller, alleging that his OTP had been fraudulently obtained and used to carry out unauthorised credit card transactions.
Police have registered a case and are expected to examine the mobile number used to contact the complainant and trace the beneficiaries of the three transactions.
